Tolotea is a 28-year-old married woman with two children. She has a small plantation and grows yam, taro etc. to earn a living. She has been doing this for six years.
Tolotea has requested a loan to improve her home conditions and buy new equipment for her business. Tolotea joined SPBD in 2011. Tolotea wishes to expand her business in the future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.