Sesilia is a 48-year-old married woman with 3 children. She has a small plantation and grows bananas, taro, etc. to earn a living. She has been doing this for many years. Sesilia has requested a loan to buy new equipment and supplies and also to improve her home condition. She has been a member of SPBD since 2010. With her profits, Sesilia hopes to provide her family's daily needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.