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Rene is 47 years old and lives in a house with his wife and children. He has worked in farming for many years growing staple grains such as corn and beans. He repeats this year after year since it is their main source of income. In this way, he earns a living and provides daily bread to his household.

His dream is to improve his and his family's quality of life. He has always wanted to give them something different. This motivates him to work with greater enthusiasm, since work alone will succeed in giving his family what they desire so much.

It is for these reasons that he has made the decision to become involved with the organization INTEGRAL: to ask for this loan which will allow him to invest in farming supplies such as seeds, fertilizer, and insecticide, among other things. He hopes to accomplish his objective of giving his family what they deserve and being able to attain a better quality of life.
View original language description ↓
Rene de 47 años de edad habita en casa de su propiedad junto con su esposa y su hijos . Él se dedica a la agricultura desde hace muchos años cultiva granos básicos como maíz, y frijol. Dicha actividad la repite año con año ya que es su principal fuente de ingresos. De esta forma es como se gana la vida y lleva el pan de cada día a su hogar. Su sueño es mejorar su calidad de vida y la de su familia siempre ha deseado darles algo diferente. Esto lo motiva a trabajar con más entusiasmo ya que solo con el trabajo logrará dar a su familia lo que tanto desea. Es por estas razones que ha tomado la decisión de acercarse a esta institución, INTEGRAL, para solicitar este crédito que le permita invertir en los insumos agrícolas como: semillas, abonos, insecticidas, u otros. Espera lograr su objetivo de dar a su familia lo que se merece y poder accesar a una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rene invest in farming supplies, such as seeds, fertilizer, insecticide, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 26, 2013
Feb 5, 2013
Currency Exchange Loss:
Feb 21, 2014