Las Gardenias Group
Elea is requesting a loan to buy supplies and tables, so that she can provide better service to her customers. This group is grateful for the support being provided by the Kiva lenders.
Elea is seen in the rear of the photo, second from the left. In the photograph 2 passive members are seen; they will return to the group in the next loan cycle. One of these is Ernestina, who carries a polka dot purse, and the other is Ana, who is in the same row but is at the end on the left side.
El crédito solicitado lo destinará para la compra de insumos, mesas y de esta manera brindarles una mejor atención a sus comensales. El grupo está agradecido con los apoyos brindados de los inversionistas Kiva.
Elea se encuentra en la parte posterior es la segunda del lado izquierdo. En la fotografía están presente 02 socias pasivas lo cual se reintegrarán con su grupo en el siguiente ciclo; una de ellas es Ernestina que lleva bolsa a cuadros y Ana que está ubicada en la misma fila pero al final del lado izquierdo.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid