La Quebradilla El Punto Group
She organises a group who together are requesting this loan which they will use to buy ingredients such as flour, yeast, sugar etc.
She wants to increase her production. She hopes to keep improving so that in the future she will sell from various places.
The other members of the group grow potatoes or sell sweets, clothes or corn. One of the people in this photo was not qualified for the loan,
Organiza un grupo para solicitar un préstamo, que los utilizaran para la compra de insumo, tales como harina, levadura, azúcar, etc. Quiere incrementar su producción espera seguir mejorando y en el futuro contar con varios locales de venta. Las demás integrantes se dedican al cultivo de papas, venta de golosinas, venta de ropa y venta de maíz. una de las personas de la foto no califico al préstamo.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid