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Cecilia Concepcion
Cecilia, 32, is a very enterprising woman; she’s been noted her entire life for being very hardworking, honest and forward-looking. She currently lives with her family and children; they are her greatest source of inspiration and daily dedication. Cecilia is always striving to insure that her home never lacks daily bread. She has a small business selling clothes and in the evenings sells tamales but her occupation is being a farmer; she grows corn and beans. She never tires of being a hard worker because she wants to improve her house for her children and herself and this is why she’s decided to ask INTEGRAL or a loan to buy farm supplies like seeds, manure, fertilizer and pesticide. She hopes the help will arrive on time and to continue providing daily sustenance for her home.
View original language description ↓
Cecilia de 32 años de edad es una mujer muy emprendedora toda vida la han caracterizado por ser muy trabajadora honesta y visionaria. Actualemente habita junto a su familia su esposo y sus hijos, siendo estos su mayor fuente de inspiracion y dedicacion diaria. Cecilia siempre anda rebuscandose para que en su hogar nunca felte el pan de cada dia, posee una pequeña venta de ropa y por la tarde elabora y vende tamales pero su profesion es ser agricultora y cosecha maiz y frijol, jamas se cansa de ser trabajadora ya que desea mejorar su casa por ella y sus hijos es por eso que ha tomado la desicion de pedirle a INTEGRAL un prestamo para la compra de insumos agricolas como semillas, abonos, fertilizantes y pesticidas. Espera que la ayuda llegue a tiempo y seguir llevando el sustento diario a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 582
    View loans »
    El Salvador Loans Fundraising
  • $31,734,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Cecilia Concepcion to buy farm supplies like seeds, manure, fertilizer and pesticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 26, 2013
Feb 5, 2013
Currency Exchange Loss:
Feb 21, 2014