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Pamela De La Flor
Pamela is 21 years old and lives in the city of Pisco, which is known for having a very warm and welcoming climate. This area also has beautiful beaches. Pamela works as a secretary at an institution in the city. Using the earnings from her job, she is able to help her family with the household expenses. Pamela wakes up very early each day so that she can leave for her workplace. She believes that she is moving forward because she is responsible and enjoys what she does.

Pamela is extremely grateful to the Kiva lenders. Thanks to the assistance they have provided, she will be able to buy construction materials such as cement, tiles, gutters, and other items for making improvements to her home. This will allow Pamela to provide her family a better quality of life. She continues to strive toward fulfilling her greatest wish of studying for a Management degree so that she can help her family.

View original language description ↓
Pamela tiene 21 años de edad, vive en la ciudad de Pisco, la cual se caracteriza por tener un clima muy cálido y acogedor, asimismo se encuentran playas hermosas. Pamela trabaja como secretaria en una institución de su ciudad, y es que ella apoya a su familia con los gastos del hogar con el fruto de su trabajo, por ello dia a dia se levanta muy temprano para poder ir a su centro de labores; ella cree que esta saliendo adelante porque es responsable y sobre todo porque le gusta lo que hace.

Pamela está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar materiales de construcción como cemento, mayólicas, canaletas, entre otros para poder realizar mejoras en su vivienda y así poder ofrecerle a su familia una mejor calidad de vida y seguir luchando para poder hacer realidad su más grande sueño:” Poder estudiar la carrera de administración y ayudar a su familia".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Pamela De La Flor to buy construction materials for home improvements.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 6, 2013
Currency Exchange Loss:
Sep 19, 2013