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Cristopher Ricardo
Young Cristopher Ricardo lives in the city of Managua. He is unmarried and has a strong drive for improvement, now that in his project, his screenprinting business is continuing to grow. He starts to work at 8 a.m. and closes at 6 p.m.

He feels excited because his business has been growing during the short time since he started it. This motivates him to continue working everyday, because he considers that his effort has borne excellent fruit.

Cristopher requests a loan to buy materials such as t-shirts, stain remover, rubber, wood, and paint since his clientele has already increased.
View original language description ↓
El joven Cristopher Ricardo vive en la cuidad de Managua soltero con muchos deseo de superación ya que en su proyecto esta seguir creciendo en su negocio de serigrafía,empezando a trabajar desde las 8am y cierra

se siente entusiasmado por que el poco tiempo que tiene de haber iniciado su negocio ha venido creciendo eso lo motiva a seguir trabajado cada día mas por que considera que su esfuerzo ha dado buenos frutos.

Cristopher solicita un préstamo para la compra de materiales como camiseta, desmanchadora, hule, madera, pintura ya que han aumentado su clientela.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Cristopher Ricardo to buy t-shirts, spatulas, stain remover, rubber, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 5, 2013
Currency Exchange Loss:
Mar 17, 2014