Maxwell is a 43-year-old married man with three children living in Masindi, Uganda. He operates a retail shop selling general merchandise. He also fishes to earn additional income. Maxwell's business is located along the shores of Lake Albert and his major clients are people around the lake. His major business challenges are inadequate capital and weather changes. Maxwell's dream is to buy a new vehicle to transport goods. Maxwell is requesting a loan to buy general merchandise, such as sugar and salt, to sell.