Chris, 26 years old, lives in Paynesville South, one of the populated areas in Montserrado County. She is a single mother of a 4-year-old child who attends school and lives at home. For the past 5 years, Chris has been selling bread in the local market. She makes some profit at times, but mostly business is slow. She is requesting a loan to purchase more bread for her business. Chris' plan for the future is to build her house.