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Ali is a 34-year-old man, who is engaged in animal husbandry and agriculture. This is the work of his wife and himself. They sell cattle, dairy products and meat. Ali and his wife also work as teachers, at the school located in the district where they live. They are the parents of three children, 3, 6, and 8 years of age.

Ali has a desire to create a sheep-breeding business and to increase the number of his dairy cows. He likes to plan his job, and also he is a well-educated person. He believes that, as a result of efforts, he will achieve all he desires.

Ali has applied for the family loan. He wants to buy furniture for his house, and the amount he requires is 1,000 AZN.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ali to buy furniture for his young family's home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 5, 2013
Currency Exchange Loss:
Mar 17, 2014