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Moa is 60 years old. She is married, with three children, and lives with some of her three children in the neighborhood of Reussey Keo district, which is a part of Phnom Penh. Moa’s husband passed away a few years ago and shifted responsibilities onto her.

Moa owns and operates a farming business where she particularly grows rice. She also sews pieces of clothes for extra income from her home, generating approximately USD 2.50 per day. One of her daughters does the same sewing business as Moa. She has been working in sewing for more than two years.

With the money from the loan Moa is requesting, she will be able to buy water pumps for carrying water into her crop fields since she experienced inadequate water in the past. She hopes to have a plentiful harvest, which can supply her family for a whole year.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 144
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Moa to buy water pumps for carrying water into her crop fields.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Feb 5, 2013
Currency Exchange Loss:
Oct 17, 2013