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Toch is 40 years old. She is married and resides with two children in Siem Reap Province, Cambodia. She has been making and selling boxes made of palm leaves for more than four years, earning approximately $3 a day. Her husband is a carpenter who makes various items to sell (wardrobes, beds, chairs, tables, etc). He earns about $4 per day. One of Toch’s children is employed in a phone shop.

Toch requests a loan of $500 to purchase a generator for her husband’s business. This purchase will help her husband to work faster. In the future, she would like to expand the business and build a new house if possible.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 155
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Toch to purchase a generator for her husband's carpentry work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Feb 5, 2013
Currency Exchange Loss:
Jan 17, 2014