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Kitumaini Group
In this Group: Mika, Mugabo, Kusinza, Nabana, Cirezi, Eliza, Ntalimbirwa, Byadunia, Mutunzi, Mulume, Dunia, Chasinga, Sibatu, Sifa, Aksanti, Bahati, Musegi, Bulangalire, Shobole, Bahati, Vumiliya, Furaha
Kusinza is a dynamic 42-year-old entrepreneur. She is the mother of six children who all go to school. Her husband is unemployed. For lack of display tables at the central market of her town, she works in the street. With the profits from her business, she is able to save some money and cover her children's school fees.

Kusinza will use this new loan to buy 12 new bags of coal. She wants to expand her business in order to provide a good life for her family. She thanks Hekima and its partners.
View original language description ↓
Kusinza est une femme dynamique et entrepreneur. Agee de 42 ans, mère de 6 enfants tous scolarisés est mariée à un homme sans emploi. Elle exerce son activité dans la rue par manque de table d’étalage au marché central de la ville. Les bénéfices de ses affaires lui servent pour l’épargne et la scolarité de ses enfants. Ce nouveau credit servira à s’approvisionner en 12 nouveaux sacs de braise. Son vouloir est d'agrandir son entreprise afin d'assurer une bonne survie à sa famille. Ainsi, la cliente remercie Hekima et ses partenaires.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kitumaini Group's $2,825 loan helped a member to buy 12 bags of coal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 5, 2013
Currency Exchange Loss:
Jun 17, 2013