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Vin is 34 years old and married with a school-aged child. She operates a small business selling coffees in a regional market not far from her current address, earning approximately USD 5.00 per day. In the same manner, Vin’s husband also runs this type of business at home to raise additional income to support their living. This couple has been in this for almost 10 years and it has become their major source of income.

Vin is borrowing USD 1,500 through HKL to buy additional sacks of coffee to make constant sales. This will be her second loan with HKL and she has been sustaining her business activities through her previous loan. Through her hardship and perseverance, she hopes that she can be successful in her business and send her child to a good university.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 154
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Vin to buy additional sacks of coffee.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 4, 2013
Currency Exchange Loss:
May 17, 2014