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Susana is 50 years old and is married to Francisco, 59. They are very proud of their two children Nesuar, 20, and Margoth, 15. All of their hard work and effort is dedicated to their children.
They have a modest home made of wood that they purchased 2 years ago.
Ever since she was a child she has been involved with farming with her parents who she used to help by doing small jobs so that later, when she was older, she would inherit the land from her parents.
Since she lives in the city she gets up very early to go to her land located on the outskirts of the urban zone where she grows food crops such as cocoa, organic coffee, etc.
When she completes a growing season she feels satisfied to be able to generate enough income to pay her laborers and to cover her own expenses.
In order to better her children’s quality of life she wants to make improvements to her home for which she needs sufficient financial support.
Her plans for the future are to buy a smaller cargo vehicle to transport her products to be shipped to the distributors of her region.
She is requesting a loan of 1,000 nuevos soles [Peruvian currency] to purchase wood and labor as she wants to start construction on her home.
View original language description ↓
Susana de 50 lleva una vida conyugal junto a Francisco de 59 años, juntos poseen el orgullo de tener aun junto a ellos a sus dos hijos Nesuar de 20 años y Margoth de 15 años a quienes dedican la totalidad de su trabajo y esfuerzo.
Poseen una humilde vivienda construida a base de madera adquirida desde hace 2 años.
Desde muy niña fue participe de las actividades agropecuarias junto a sus padres a quienes apoyaba en tareas menores para posteriormente al cumplir la mayoría de edad recibir el terreno de sus padres en calidad de herencia.
Reside en la ciudad por tanto desde muy temprano se dirige a sus parcelas ubicadas en las afueras de la zona urbana en donde cultiva actualmente productos de pan llevar como cacao, café orgánico entre otros.
Al finalizar las respectivas campañas productivas en cuanto a sus cultivos tiene la satisfacción de generar ingresos suficientes para el pago a los jornaleros y cubrir los gastos propios de su actividad.
A manera de mejorar la calidad de vida de sus hijos tiene en mente realizar mejoras en su actual vivienda para el cual debe contar con el respaldo económico suficiente.
Sus planes a futuro apuntan en la compra de un vehiculo carguero menor para el transporte de sus productos para ser expendidos a los acopiadores de su localidad.
En esta ocasión desea contar con 1,000 nuevos soles para la compra de madera y mano de obra esperando así iniciar con la construcción de su vivienda.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Susana purchase wood and labor to make improvements to her home.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Feb 4, 2013
Currency Exchange Loss:
Oct 18, 2013