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Carlos Alberto
Carlos Alberto lives together with his wife and two children in the municipality of San Juan de Limay. He is responsible for his children’s support and for their studies. Carlos is a farmer; he grows basic grains and raises meat and milk cattle.

Mr. Carlos is known as an honest and enterprising person. He has more than twelve years of experience in this activity and works his own land, which is highly productive. He now wants to make the most out of it by raising cattle, which is one of the best options for local people. His wife is a hardworking woman who runs a small grocery store, which contributes with additional income for the family’s expenses.

Mr. Carlos is requesting his third loan. He hopes to receive it in order to buy four steers to raise for a year and sell them to the slaughterhouse once they have reached the right weight. In this way, he will have an income that will help him improve his farm and his family’s quality of life.
View original language description ↓
En el municipio de san Juan de Limay, vive Carlos Alberto con su esposa y 2 hijos al que tiene el deber de mantener y darles su estudios, de profesión, agricultor en granos básicos y ganadero, en ganado de leche y engorde.

Don Carlos conocido como una persona honesta y emprendedora, tiene más de 12 años de experiencia y trabajar estos rubros, trabaja en su finca que es alta mente productiva y quiere sacarle un buen provecho explotándola en uno de los mejores rubros de la zona como es el ganado, su esposa una mujer trabajadora le ayuda a administrar una pequeña pulpería donde obtiene otros ingresos para mantener los gastos del hogar.

Solicita un tercer crédito, donde piensa Salir beneficiado y así comprar 4 novillos de engorde y repastarlos por un lapso de un año, luego venderlos ya que estos tendrán el peso necesario para la venta en el matadero y de esta manera él obtener otros ingresos que le ayudará a mejorar mas su finca y el nivel económico de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Carlos Alberto to buy four steers to raise and sell once they have reached the right weight.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Feb 5, 2013
Currency Exchange Loss:
Feb 17, 2014