Check out other loans that are currently fundraising!
Thelma Rosa
Thelma is from the city of Estelí. She is married and has two children, and they go to high school. She is a business administration technician. She has been working as a credit facilitator for a financial company for over five years. She is known for being a good person with the vision and the mission of supporting her family.

She will use the loan she was given to supplement the university expenses for her two children, who are studying in another department in Nicaragua. Among the biggest expenses are renting a room, transportation, and tuition, among others.

Thelma says that she feels motivated and happy about the loan from Kiva and Ceprodel. She will be able to make her children’s dream possible. They will be able to become two good professionals, which is a great achievement for her family.
View original language description ↓
Thelma es originaria de la ciudad de Estelí su estado civil es casada y tiene dos hijos el cual están cursando su estudios superior, su profesión es técnico en administración de empresa.
Actualmente se desempeña como promotora de crédito de una financiera desde hace más de cinco años.
Ella se caracteriza por ser una buena persona con él la visión y misión de apoyar y a su familia.

El crédito que se otorgo lo destinara para suplir los gasto universitarios de su dos hijos que están estudian en otro departamento de Nicaragua, entre los gasto de mayor costo es pago de alquiler de cuarto de habitación, transporte colegiatura entre otros.

Thelma manifiesta que se siente motivada y alegre ya que a través del financiamiento por kiva y ceprodel va poder ser posible el sueño de sus dos hijos y poder formar dos buenos profesionales el cual es un gran logro para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Thelma Rosa to pay university expenses for her two children.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 4, 2013
Currency Exchange Loss:
Mar 18, 2014