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Natela is from Gurjaani district, East Georgia. She is 30 years old. Natela lives with her husband, George, her parents-in-law, and a daughter who goes to the local school.

Natela runs a poultry farm and sells eggs locally. In addition, George is a truck driver and Natela’s father-in-law works as a car mechanic. They get monthly salaries. Besides her farming, Natela works as a baker at the local confectionery and earns monthly income, as well. The family income is only enough to cover the family's essential daily expenses.

Natela requested a loan for renovation of the kitchen since it is in bad condition. After she renovates the kitchen, Natela will bake and sell cakes from her house and increase the income in order to improve the living conditions of her big family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Natela to renovate the kitchen.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 4, 2013
Currency Exchange Loss:
Jul 17, 2014