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Ms. Zubaida is 53 years old and a married woman. She started her business of sack-stitching ten years ago with the support of her husband. The man shown in the photo is Zubaida’s husband. Presently, they have attained a regular list of customers and serve well in their community.

Zubaida gets orders from the people of her community and also from the local market. To complete the orders on time she needs to purchase more spools of thread and bundles of fabric of good quality. For this she requested a loan of Rs. 45,000 from Kashf Foundation. That will help her to expand her sales which ultimately helps in generating more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 368
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Zubaida to purchase more spools of thread with bundles of fabric of good quality.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 4, 2013
Currency Exchange Loss:
Feb 17, 2014