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Givi has been an auto mechanic for about 5 years. He does this business in his own garage, here he has the necessary equipment for this activity. Givi has many clients from Vanadzor city and the nearby villages. Givi is pleased with his occupation. His brother also helps him in this occupation. For around one year, Givi worked as an auto mechanic in the Russian Federation, but he decided to move back to his motherland because of his parents. He returned and now shares the burden of his family and takes care of his mother, who is sick.

Givi is 28 years old and lives with his parents and brother in Vanadzor city. His father is has a floor grinding business.

Givi is requesting a loan of 600,000 AMD from Kiva to repair the roof of his garage and for buy new equipment for his business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • 406.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Givi to repair the roof of his garage and for buy new equipment for his business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 4, 2013
Currency Exchange Loss:
Nov 18, 2013