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Nurzat is twenty-seven years old and is raising two children. Her main source of income comes from breeding animals. From a starting capital of 40,000 soms (KGS) in 2010, her business has grown to include 11 cows, 10 calves, 1 horse, 6 sheep, 19 goats and a monthly income of 15,000 soms from the sale of milk and dairy products.

Wishing to expand her business even further, Nurzat approached "Bai Tushum and Partners" requesting a loan of 135,000 soms (KGS) in order to buy some horses. She plans to use the profits from this loan by purchasing more livestock.
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Нурзат 27 лет, воспитывает 2 детей. Нурзат в качестве источника дохода для семьи занимается разведением скота. Начатое в 2010 году со стартовой суммы в 40,000 сом (KGS) хозяйство насчитывает на сегодня 11 коров, 10 телят, 1 лошадь, 6 овец и 19 коз, ежемесячная прибыль составляет около 15 ,000 сом (KGS) в месяц от продажи молока и молочных продуктов и перепродажи скота. В целях дальнейшего развития своего бизнеса, Нурзат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку лошадей. Доходы Нурзат планирует вложить в дальнейшее увеличение хозяйства за счет увеличения количества скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,825 helped Nurzat to purchase horses.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 6, 2013
Currency Exchange Loss:
Aug 17, 2014