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Mahfirat is a decent and honest woman. Several years ago, she divorced her husband and is raising their three children on her own. She's forty years old and endures a harsh existence because her ex-husband pays no alimony and offers no assistance with their kids. Mahfirat's parents and loved ones try to help as much as possible; however, their help just isn't enough, for every year the children demand more and more resources.

Therefore, Mahfirat decided to earn a living by starting a business. She went to courses offered by the "Women's Business Association" and received a certificate of completion. She learned a great deal and is confident in her ability to successfully lead a business. She wants to focus on profitably reselling women's and children's clothing. She plans to use future profits to obtain a good education for her children and supply them with healthy food.

She's asking for a loan of 1000 somoni in order to purchase her first inventory and start her business. Mahfirat is hoping for your help.
View original language description ↓
Махфират добросовестная и порядочная женщина. Ей 40 лет. Махфират несколько лет назад развелась с мужем. Она сама воспитывает 3 детей. У нее очень трудное условие жизни, так как муж не помогает ей для обеспечения детей. Махфирату помогают ее родители и родные, однако на их помощь она не может больше рассчитывать, так как дети требуют все больше благ. Махфират решила организовать свой бизнес и таким путем зарабатывать на жизнь. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. От данного курса она обучилась многому и стала уверенней в организации своего бизнеса. Она хочет организовать бизнес купле продажей женской и детской одежды. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 1000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Mahfirat to buy clothes for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 6, 2013
Currency Exchange Loss:
Jan 18, 2014