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Update on Kymbat

Kymbat is very pleased with the results of her first loan. She is thankful to the people who supported her. Her monthly income has now increased. Having experienced the benefits of Kiva loans, she has turned to "Bai Tushum & Partners" for a loan of 100,000 KGS. She will use this new loan to purchase some cows in order to further increase her income from the sale of milk.
View original language description ↓
Кымбат очень довольна результатами от первого кредита, Она благодарна людям которые поддержали её. Ежемесячные доходы Кымбат увеличились. Испытав пользу кредитов от КИВА, Кымбат обратилась в банк "Бай Тушум и Партнеры" за кредитом 100,000 KGS на приобретение коров, для увеличения доходов от продажи молока.

Previous Loan Details

Kymbat is 39 years old, she is married with four children. As a main source of income for her family Kymbat has been doing animal husbandry since 2000. Starting with the amount of 3,000 som (KGS) Kymbat was able to develop her business with a monthly profit of 10,000 som. In order to further deve... More from Kymbat's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Kymbat to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 6, 2013
Currency Exchange Loss:
Feb 17, 2014