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Uul is 43 years old, married and has four children. Her eldest daughter is a college student. Uul has worked as a nurse at the local hospital for many years. Despite all of her problems, she is cheerful and fun. She firmly believes in her family's bright future. A major source of income for the family is Uul's work in animal husbandry. Through perseverance and hard work, Uul was able to start her business with 9,000 KGS. Currently, her monthly income from the business is 3,000 KGS. In order to further develop her business, Uul turned to Bai-Tushum and Partners for a loan 100,000 KGS to buy one dairy cow and a calf so that she can increase her revenue from selling milk. Uul plans to invest her income from the loan into increasing her number of cattle. She dreams that, in the future, her children will have good jobs and good families.
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Уул 43 год,замужем, имеет 4 детей.Старшая дочка студентка. Уул в течении многих лет работает медсестрой в местной больнице. Несмотря на все проблемы они остаются, все такой же жизнерадостной и веселой. Она твердо уверена в светлое будущее своей семьи. Уул в качестве основного источника дохода для семьи занимается животноводством и полеводством. Благодаря настойчивости и упорному труду, Уул сумела развить свой бизнес с 9,000 KGS сегодня ежемесячный доход бизнеса составляет 3,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Уул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 1 коровы и теленка, для увеличения дохода от продажи молока. Доходы от кредита Уул планирует вложить в увеличения количества скотины. Она мечтает чтобы дети имели хорошую работу в будущем и хорошую семью.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 40
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Uul purchase a milk cow and calf.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 6, 2013
Currency Exchange Loss:
Feb 17, 2014