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Dembe Development Association Group
In this Group: James, Fred, Faridah, Simon Peter, God, Magret, Rose, Julius, Livingstone, Yusuf, Matiya
Julius is 34 years old, a member of the Development Association group, and a widower whose wife passed away during labor and left him with 3 children and all of them go to school.

Julius is a market vendor mainly dealing in the sale of shoes in the Nakulabye market. He started this job in 2003 since it was the easiest business to start with the little capital he had. Julius’s major challenge is reduction in his capital base, because he has to divert most of his profits to the treatment of his child who is suffering from tuberculosis. This has greatly affected his business. Julius’s major customers are people who visit the market from where he operates. He will stock new shoes to sell to students who are going back to school using the funds from the loan.

Julius is very hardworking, social and honest. He has dreams of expanding his business with the loan that will be given to him and looking after his children by providing for them all their basic needs. He is confident that the relationship between him and UGAFODE Micro finance will flourish.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 152
    View loans »
    Uganda Loans Fundraising
  • $33,658,550
    Funds lent in using Kiva
  • 2,661.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Dembe Development Association Group's $1,475 loan helped a member to buy new stock of shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 2, 2013
Currency Exchange Loss:
Jan 17, 2014