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Manushaqe is in her early fifties. She is married and has two school-aged children.

“I have been working very hard as a janitor in the public school here in my village, planting in my land and selling veggies and potatoes, and also looking after my animals, particularly cows and selling milk to residents of a little town close by, yet, after all my efforts and hard labor, I am still very poor. Look where I live…,” she said showing us her little one-room house.

“I must improve our living conditions and for this I’ve decided to add some sheep to my herd. All I need to achieve this is an amount of 100,000 Albanian Lek. Hopefully, lenders at Kiva will help me out by lending this amount,” Manushaqe added.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 14
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 102.4
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Manushaqe to buy sheep to her herd.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 2, 2013
Currency Exchange Loss:
Sep 17, 2014