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Josefina lives together with her husband, who stands out for being very hardworking and responsible within their home. Josefina is also a very industrious person who has a desire to improve the economic situation of her household. She works selling new and used clothing which she sells by setting up in strategic places like parks, markets, and plazas throughout different neighborhoods. With great hope for improving her sales and thus, her business, Josefina is applying for a loan through INTEGRAL. With this credit, she will be able to buy a greater quantity of used clothing as well as feminine undergarments, socks for children, and a variety of new clothing for men, women, and children.
View original language description ↓
Josefina vive junto a su esposo quien se destaca por ser muy trabajador y responsable con su hogar, Josefina es una persona muy laboriosa también que cuenta con el deseo de poder mejorar la economía de su hogar. Ella se dedica a la venta de ropa nueva y usada las cual comercializa en lugares estratégicos como parques, mercados, plazas y así mismo de forma ambulante por distintas colonias y barrios. Con mucha ilusión de mejorar sus ventas y mejorar su negocio Josefina solicita un préstamo a INTEGRAL, con el cual pueda comprar mayor cantidad de fardos de ropa usada, así mismo para comprar ropa interior femenina, calcetines para niños, y variedad de ropa nueva para hombre, mujeres y niños.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Josefina to buy new and used clothing for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 4, 2013
Currency Exchange Loss:
Jul 20, 2013