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Calixtra De Jesus

Update on Calixtra De Jesus

Calixtra de Jesus is 67 years old, married, and the mother of nine children, ages 41, 39, 37, 35, 33, 31, 29, 27, and 25, all of whom are independent. Calixtra has operated a store for the last 15 years, where she sells different types of consumer goods, like basic grains, sodas, and candy. She began the business out of the need to improve her family's quality of life and to support her husband with the household expenses. Currently, she has the support of remittances that her children send her. She is requesting this loan with the objective of investing the capital for work, in order to stock the products for her business and give good service to her clients. In the future, she would like to be able make improvements to her home. Calixtra appreciates the help that is provided for small business owners of limited resources from poor countries like Nicaragua.
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Calixtra de Jesús tiene 67 años de edad, casada y madre de nueve hijos de 41, 39, 37, 35, 33, 31, 29, 27 y 25 años de edad todos y cada uno de ellos independientes. Calixtra tiene una pulpería desde hace quince años, donde comercializa diferente tipo de productos de consumo, como granos básicos, gaseosas, golosinas entre otros, empezó el negocio por la necesidad de mejorar la condición de vida de su familia y poder apoyar a su esposo con los gastos del hogar, actualmente cuenta con el apoyo de las remesas que envían sus hijos y solicita el crédito con el objetivo de invertir en capital de trabajo para lograr surtir los productos de su negocio y darle una buena atención a su clientela, y en futuro poder realizar reformas en su casa. Calixtra agradece la ayuda que le brindan a los pequeños comerciantes de escasos recursos y países pobre como es Nicaragua

Previous Loan Details

Calixta De Jesús has a grocery store. Her business is located in her home where most of her customers come to ask for various products. Calixta strives everyday to do the best she can in her business. This opportunity came about through the idea from a friend who offered her guidance with the... More from Calixtra De Jesus's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Calixtra De Jesus to buy basic goods like rice, sugar, beans, oil, and bread, as well as frozen goods like chicken, sodas, and milk, amongst other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Feb 2, 2013
Currency Exchange Loss:
Feb 17, 2014