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Alba Luz
Alba Luz lives with her partner and her three children in her own house. She buys and sells fruits and vegetables: strawberries, bananas, oranges, tomatoes, onions, and chiles, among others. She has had the business for several years, and that has given her a lot of experience, which allows her to obtain the best earnings. The place where she sells is very busy with people and she already has a large clientele who prefer her because her product is fresh, of good quality, and sold at a good price with excellent service. Alba is an entrepreneurial woman, dedicated to her work, with a lot of desire to move ahead, always looking for alternatives that will allow her to achieve success. In recent weeks demand has increased, and she wants to take advantage of it to make a new investment, but she does not have sufficient capital. That is why she is asking Integral for a loan that will allow her to buy wholesale fruit and vegetables. Alba Luz has good payment references and she assures us she will be able to pay off the loan. At the same time she is confident that she will give her family a better life.
View original language description ↓
Alba Luz vive junto a su compañero de vida y sus tres hijos en casa propia, ella se dedica a la compra y venta de frutas y verduras, fresas, plátanos, naranjas, tomates, cebollas, chiles entre otros tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, el lugar donde comercia es muy concurrido de personas y ya tiene mucha clientela que la prefiere porque su producto es fresco, a buen precio, de calidad y con un excelente servicio; Alba es una mujer emprendedora, dedicada a su labor con muchas ganas de salir adelante, siempre esta buscando alternativas que le permitan alcanzar el éxito, en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar frutas y verduras por mayor. Alba Luz tiene buenas referencias de pago asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 521
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Alba Luz to purchase wholesale fruits and vegetables.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 2, 2013
Currency Exchange Loss:
May 18, 2014