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Sandra Patricia
Sandra Patricia lives with her husband and her children in her own home. She works buying and selling products from a catalogue, such as creams, perfumes, and cosmetics, among others. She has been doing this for many years, and it has given her a lot of experience that has allowed her to earn a better income. She sells from her home, and as a street-vendor. She has gained many customers, who prefer her because everything she sells is top quality and at affordable prices. Her service is unequaled and always what the customer wants. Sandra is active, dedicated to her work, and tenacious. She works every day to achieve her dreams. She knows that she can only achieve success with perseverance and love of her work. In recent weeks, the demand for her products has increased and she wants to recover. This is why she is applying for a loan from INTEGRAL that will allow her to buy creams, perfumes, cosmetics, etc. Sandra Patricia has good payment references. She is very responsible and she is sure she will be able to pay off the loan. At the same time, she has faith that it will give her family a better life.
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Sandra Patricia vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica a la compra y venta de productos por catálogo, como cremas, perfumes, cosméticos, entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, comercia desde su hogar y en forma ambulante se ha hecho de mucha clientela pues las personas la prefieren porque todo lo que venden es de primera calidad y a precios accesibles además del servicio inigualable siempre a la orden de los clientes; Sandra es una mujer activa, dedicada a su labor y muy luchadora todos los días se esfuerza por trata de cumplir sus sueños sabe que solo con constancia y amor al trabajo podrá alcanzar ese éxito, en las ultimas semanas aumento la demanda del producto y quiere recuperarse por eso le solicita a INTEGRAL un crédito que le permita comprar cremas, perfumes, cosméticos etc. Sandra Patricia tiene buenas referencias de pago, es muy responsable asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 547
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sandra Patricia to buy creams, perfumes, and cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 2, 2013
Currency Exchange Loss:
Feb 21, 2014