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Marlene, 33, is a very hard-working woman. She lives with her husband, who works as a farmer and helps her with household expenses. For three years, Marlene has sold products out of a catalogue, such as make-up, perfumes, cosmetics, cleaning products, kitchen pans, and different kinds of home products. She is a very trustworthy person who always delivers her orders on time. This is why her customers are very loyal to her. Marlene is applying for a loan from INTERGRAL, which she will invest in her business, having the ability to deliver all the orders that her customers give to her. This way, Marlene will also buy more products without orders, which she will offer to her customers with the goal of increasing her sales, which will benefit her greatly.
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Marlene de 33 años de edad, es una mujer muy trabajadora quien vive con su esposo quien trabaja como agricultor y le ayuda con los gastos del hogar. Marlene desde hace tres años que se dedica a la venta de artículos por catálogo como: maquillaje, perfumes, cosméticos, productos para la limpieza y cacerolas para la cocina, y diferentes tipos de artículos para el hogar, ella es una persona muy confiable quien siempre entrega los pedidos a tiempo, es por esto que sus clientas son muy fieles a ella. Marlene solicita un préstamo a INTEGRAL, con el cual invertir en su negocio contando con la capacidad para realizar todos los pedidos que sus clientes le hacen, de esta manera Marlene también comprará más artículos que sin pedido previo ofrecerá a sus clientes con el deseo de aumentar sus ventas, lo que es de mucho beneficio para ella.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 492
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Marlene to buy cosmetics to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 19, 2013
Feb 2, 2013
Currency Exchange Loss:
Dec 19, 2013