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Ramona is 50 years old and has a ten year old son who is school aged. Ramona works selling a variety of basic items such as groceries, candy, soft drinks, and other home products at her neighborhood store, which is located in the Bajo Pampahasi area.

This loan is her first with Emprender. She plans to use the loan to purchase a variety of groceries at wholesale to stock her store such as rice, pasta, flour, and sugar. This will allow her to provide a larger variety of products to her customers. She is requesting the loan to continue improving her business.

Ramona will use the profits to continue purchasing products and therefore improve her income. Since it is Carnival time, her products are very in demand. She hopes her business will have a larger space so that she can provide better service to her customers. Ramona feels happy with the opportunity provided since this is the only work that will allow her to support herself.
View original language description ↓
La Sra. Ramona tiene 50 años, tiene un hijito de la edad de 10 años que se encuentra en edad escolar, La Sra. Ramona se dedica a la venta de variedad de artículos de primera necesidad como abarrotes, dulces, refrescos y variedad de artículos en su tienda de barrio que se encuentra en la zona Bajo Pampahasi, este préstamo es su primera secuencia dentro de la institución, La Sra. Ramona va a usar este préstamo para la compra variedad de abarrotes para surtir su negocio como arroz, fideo, harina y azúcar por mayor para surtir su tienda y de esta manera brindar variedad de productos a sus clientes, su razón para solicitar este préstamo es seguir mejorando en su negocio, La Sra. Ramona va a utilizar los beneficios para seguir comprando productos y así mejorando sus ingresos, ya que esta época de carnavales es de mucha demanda, su deseo para su negocio es tener un almacén y así brindar un mejor servicio a su clientela, la Sra. Ramona se siente feliz por la oportunidad brindada ya que esta es la única actividad que le permite mantenerse.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ramona to purchase rice, flour, and sugar for her store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 19, 2013
Feb 2, 2013
Currency Exchange Loss:
Sep 17, 2013