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Buena Esperanza Group
In this Group: Enrique , Lourdes Cecilia, Maria Lourdes , Maria Elena , Iris Agustina , Karol Elena*, Eugenia , Maria Angelica, Hernan , Karen Madeleine*
* not pictured
The members belong to the community bank "Good Hope." This bank is located in the district of Cusco, which belongs to the province of Cusco and the region of Cusco.

The member is Maria Lourdes who is 52 years old and single. The member alternates her daily activities between her grocery store business where she sells different types of products, like rice, sugar, milk, candies and sodas, among others, and she also works raising young animals like guinea pigs and hens. She feels satisfied with her business which brings her both economic and personal satisfaction. She hopes to be able to continue working in order to get ahead.

The member seeks this loan to purchase merchandise, like sodas, for her business.

The other members work selling clothes, selling movies, selling cosmetics, as a tourist guide, a teacher and a worker for a private enterprise.

The member appears in the extra photo. She asked permission to arrive late to the meeting because of her work.

She is grateful to those who make up part of the means to achieve this dream and she promises to complete the payment of her dues on time.
View original language description ↓
Los socios pertenecen al banco comunal “BUENA ESPERANZA”; Este banco se ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Maria Lourdes ella es soltera y tiene 52 años de edad; La socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia vende diferentes tipos de productos como arroz, azúcar, leche, golosinas, gaseosas entre otros, a la vez la socia se dedica a la crianza de animales menores como cuyes y gallinas, la socia se siente feliz con su negocio el cual le trae satisfacciones tanto económicas como personales, la socia espera poder seguir trabajando para de esta forma seguir adelante.

La socia solicita el crédito para la compra de mercadería como gaseosas para su negocio.

Los otros socios se dedican a la venta de ropa venta de videos, venta de cosméticos, guía de turismo, docente y trabajador de empresa privada.

La socia que sale en la foto adjunta pidió permiso para llegar tarde a la reunión por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Buena Esperanza Group's $5,225 loan helped a member to purchase merchandise, like sodas, for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 9, 2013
Mar 1, 2013
Currency Exchange Loss:
Jun 17, 2013