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José is 41 years old, married, and lives with his wife and their three children. He would like to purchase copperwood trees to replant his coffee fields and also some supplies. He has land and he wants to replant the most damaged areas to increase their next harvest and grow as a coffee producer in his area. He hopes these improvements will generate a larger coffee production and also earn him more income to continue with his project and improve his well-being.

This is his first loan with FUDECOSUR. He has not had previous loans with state banks, but FUDECOSUR has provided the loan with the best facilities and low interest rates.
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José, tiene la edad de 41 años, está casado y vive con su esposa y los tres hijos actualmente. El quiere compra almacigo para la resiembra de su cafetal y también algunos insumos. El cuenta con el terreno y lo que quiere es resembrar las zonas más dañadas para así aumentar la cosecha próxima y crecer como un caficultor de la zona. El pretende con estas mejoras generar mayor producción de café y así también le genere ganancias para seguir adelante con su proyecto y mejorar su bienestar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,719,900
    Funds lent in using Kiva
  • 503.0
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,000 helped Jose to purchase copperwood trees and supplies.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 2, 2013
Currency Exchange Loss: