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Claudia is 68 years old, married and lives with her husband and a grandson now. She intends to buy materials such as fertilizers and fumigants with this loan, as well as help with the labor. She plans to maintain these plantations, along with the help of grandson, on this small property. Along with her coffee making project, it will help her to generate more income to contribute to her family. She does not have the money to purchase these raw materials, and due to her lack of resources, she doesn't have a method to earn such necessary funds. This is why she requested a loan. It is the first loan she received from FUDECOSUR. She has not had other loans from state banks before but FUDECOSUR provided the loan with better terms and a much lower interest rate ......
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Claudia tiene 68 años de edad, esta casada y vive con el esposo y un nieto actualmente. Ella con crédito pretende comprar insumos como abonos, fumigantes, y a su vez ayudarse con la mano de obra. Ella piensa dar mantenimiento a las plantaciones junto con la ayuda del nieto en una pequeña propiedad que tienen y así con su proyecto cafetalero poder generar más ganancias para contribuir con su familia, ella no cuenta con el capital necesario para dicha compra de insumos, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que ella solicita un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 503.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Claudia to buy raw materials.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 1, 2013
Currency Exchange Loss:
Mar 17, 2016