The loan they will take out will benefit small business owners, of which Julia is a member. She indicates that it is the second cycle they are part of at Pro Mujer, joining in by invitation from a promoter at the institution who came to visit her at home. She currently has a public transportation business; she says that she started this business two years ago, having been taught by her father.
The loan that she will take out now is for the increase in capital (buying tires) that she will acquire from the distributor stores in the city of El Alto and will subsequently put on her car. This means of work allows her to generate resources to maintain her home as well as possible, as she is married and has two children.
When you consult her on what she likes about Pro Mujer, she responds that she likes the meetings and saving money.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Julia es integrante, ella indica que es el segundo ciclo que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de transporte público; cuenta que este negocio lo emprendió hace años, por enseñanza de su padre.
El crédito que ahora sacará es para el aumento de capital (compra llantas) que adquirirá de las tiendas distribuidoras de la Ciudad de El Alto y posteriormente lo adecuará a en su movilidad. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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