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Misael Adonay
Forty-eight year old Misael lives with his wife and children. His is a very hard-working man and has always been known to provide the best for his family. He is honest and sincere. His greatest dream and desire are that his children always live in respectable conditions and that his home never lack the daily bread.

He is currently making his living as a farmer. That is, he has a small crop. He plants the main staple foods like beans and corn. He sells part of his crop, and the rest he leaves for his family. This is how Misael earns his living honorably.

He feels the need to improve his harvests a bit. It is for this reason that he is applying for a loan from INTEGRAL so that he can buy basic inputs such as: fertilizers, pesticides, insecticides, seeds and manure, among other things. He knows that with this, his sales will improve and he will be able to continue providing for his family's well-being, as he has done up until now.
View original language description ↓

Misael de 48 años de edad vive con su esposa sus hijos. Es un hombre muy trabajador ya que siempre se ha caracterizado por dar y brindar lo mejor para su familia, es honesto, sincero que su mayor sueño y anhelo es que sus hijos siempre viva en condiciones dignas y que en su hogar nunca haga falta el pan de cada día. Actualmente se dedica a la labor de ser agricultor es decir tiene una pequeña cosecha, siembra los principales granos básicos como frijol y maíz vende cierta parte y lo otro lo deja para su familia, es así como Misael se gana la vida honradamente. El siente la necesidad de mejorar un poco sus cosechas es por esa razón que solicita a INTEGRAL un préstamo para poder así comprar insumos básicos como: Fertilizantes, Pesticidas, Insecticidas, semillas, Abonos entre otros. Él sabe que con eso mejoraran sus ventas y podrá seguirle brindando un buen bienestar a su familia como lo ha hecho hasta el día de hoy.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 699
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Misael Adonay to be able to buy basic inputs such as: fertilizers, pesticides, insecticides, seeds and manure, among others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 23, 2013
Feb 1, 2013
Currency Exchange Loss:
Apr 19, 2013