Abejitas Trabajadoras Group
Update on Abejitas Trabajadoras GroupJaime, 29, is from a town rich in history called Heroica Zitacuaro [Heroic Zitacuaro], because it burned three times and was repopulated after burning. The residents are cordial and friendly. One of the most important sanctuaries in the country is there, the monarch butterfly sanctuary.
Jaime belongs to the Abejitas Trabajadoras group. They say the bee is one of the hardest-working animals and they consider themselves to be the same.
For a year he has made a living selling clothing for women, men, and children. He says he became interested in the business because he didn't have a stable job. He decided to sell clothing to his friends and acquaintances on credit to help his parents with the household expenses. He says he goes to the community of Moroleón because there are clothing factories there and it's more economical, so he can earn some profits.
He's requesting a loan to buy clothing for the new spring and summer seasons. He says he's requesting his loan to buy jeans, beach shoes, t-shirts, and fashionable blouses.
The other members of the group are Cristina, Elizabeth, Rosa, Mariana, Jorge, María de Jesús, Adriana, Teresa, and Nubia. They will use their loans to buy materials for handmade clothing, to buy materials to make furniture, to buy supplies to make Mexican snacks, and to buy materials for bread and for a craft workshop.
Previous Loan DetailsJorge is part of the “Abejitas Trabajadoras” (Little Worker Bees) communal bank and says that they gave the group that name because they consider the insect to be very hardworking. He is 32 and a native of a town where the principal economic activity is guava cultivation. He is married and has tw... More from Abejitas Trabajadoras Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid