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Update on Vilma

This member is Mrs. Vilma. She continues with her grocery store where she sells beer, sodas, and other items. She has had this business for many years and it has been successful thanks to the hard work she puts in everyday. She is a responsible and hardworking person and is able to provide for her family.

Vilma will use the loan to buy merchandise such as beer.
She is very thankful with KIVA and the offered loan and commits herself to pay back the monthly installments.

View original language description ↓
La socia es la señora Vilma, continua con su negocio de venta de cerveza,gaseosas,abarrotes,la socia lleva años ene ste negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia Vilma invertirá su préstamo solicitado para comprar mercadería como cerveza.
La socia está muy agradecida con KIVA por el credito otorgado y se compromete a cumpir con sus cuotas establecidas.

Previous Loan Details

This member is Vilma, who is 45 years old, single, and the mother of 2 children. She lives in the Santiago del Cusco district, where she has a warehouse and works to market products such as beer, soda, grocery items, and gas for household use. Vilma will use the loan she is asking for to buy merc... More from Vilma's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Vilma buy merchandise such as beer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Mar 1, 2013
Currency Exchange Loss:
Jun 17, 2013
This photo was used before for a previous loan for Vilma. It was first posted on Kiva on Sep, 2012. Learn More