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Reena's Group
In this Group: Reena, Robina, Shameem, Rehmat, Shehnaz, Samina, Shams-Un-Nisa
Reena is a mother of three children who lives in a remote part of Pakistan with her family. Her husband is a government employee.

Reena is a very hardworking and independent woman. She always tries to fulfill all the needs of her children. With all of the household responsibilities, she is trying to help her husband to increase the family's net income as well. She is providing tailoring services in her community.

Presently, Reena is interested in purchasing some tailoring materials like thread, needles, cloth, etc. to grow her business. To do that, she has requested a loan from Kiva's partner BRAC Pakistan, as a member of a seven-person lending group.

With this profit, Reena is going to purchase new tailoring machines and would like to expand her business in the future. She is thankful to Kiva for this loan.

Note: In the picture, Reena is holding a passbook in her hand, while one of the borrowers (Samina) is holding her baby.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Reena's Group's $1,450 loan helped a member to purchase needles, thread, cloth, etc. for her tailoring business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 2, 2013
Currency Exchange Loss:
Dec 17, 2013