Yonie is 49 years old and lives in Montserrado County, in the area of Jacob Town, which is one of the cheaper places to live in Montserrado County. She is a widow and has three children between 28 and 38 which live on their own. For twenty years now she has been selling used clothes at the local market, most interestingly her business helped her gain more money for herself. She is requesting a loan to purchase more used clothes for her business. She plans to build a house in the near future.