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Djiguisseme Group
In this Group: Biowe , Mathe , Anouzo , Veronique, Alima
All married and living in traditional extended households, the five women of the "Djiguisseme" group are on average 42 years old with seven children. They all live in the town of Yasso, San circle, in the Ségou region (the fourth administrative region of Mali) and know each other through neighbourhood, marriage, and family links. They run businesses selling various items.
With the goal of expanding their business, the group members joined Soro Yiriwaso and are on their third solidarity (group) loan.
Ms. Biowe (standing first from the left and dressed in blue) runs a successful business selling condiments and dried cereals. She intends to use her loan to buy one carton of soumbala, three cartons of Maggi, and 200 kg of millet. She gets her supplies from the wholesalers in the town. She makes her sales in cash, at retail, and on credit to a clientele composed of men and women. Her sales take place at the weekly market days (on Fridays) in Yasso and at the larger market days in the area.
With this loan, Ms. Biowe hopes to realize an average monthly profit of 19,500 FCFA, which will be used to reinvest in her business and take care of the household expenses.
Toutes mariées dans des familles traditionnelles élargies, les cinq femmes du groupe DJIGUISSEME ont en moyenne 42 ans et 7 enfants. Elles habitent toutes le village de Yasso cercle SAN dans la région de Ségou (4ème région administrative du Mali) et se sont connues à travers des liens de voisinage, de mariage et de parenté. Elles font la vente de divers articles.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 3eme prêt solidaire.
Madame, BIOWE (1ere personne debout de la gauche vers la droite avec foulard bleu) excelle dans la vente de condiments et de céréales sèches. Elle compte utiliser son prêt pour acheter, 1 carton de Sounbala, 3 cartons de Maggi et 200 kg de mil. Elle s’approvisionne auprès des grossistes du village. Elle effectue ses ventes au comptant, en détail et à crédit à une clientèle composée d’hommes et de femmes, à la foire de Yasso tous les Vendredi et dans les grandes foires environnantes.
Avec ce prêt, Madame BIOWE espère réaliser un bénéfice mensuel moyen de 19500 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge des besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 30
    View loans »
    Mali Loans Fundraising
  • $12,508,650
    Funds lent in using Kiva
  • 482.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD