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Muhamadi lives in the Pyandj region. He is 51 years old. He is married and has four children. His sons work abroad. Muhamadi has a technical high school education and worked as an accountant for several years. Now he would like to test himself in the livestock business, because this is a profitable business. With this goal he is taking out a loan for the purchase and resale of large horned livestock. Muhamadi would like to use the profits from the new business to realize his long held dream - to purchase a car.
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Мухамади житель района Пяндж. Ему 51 год. Он женат и имеет четверо детей. Его сыновья работают заграницей. Мухамади имеет среднее техническое образование и несколько лет работал бухгалтером. Сейчас он хочет попробовать себя в животноводческой деятельности, так как это прибыльное дело. С этой целью он берет кредит для купли продажи крупно-рогатого скота. За счет прибыли с новой деятельности Мухамади хочет осуществить свою давнюю мечту - купить машину.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Muhamadi to buy and resell cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 6, 2013
Currency Exchange Loss:
Feb 17, 2014