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Elsa has three children currently taking their education. She shares that she doesn’t have any treasure to leave for her children. The only treasure she can leave is education; that’s why she wants them to finish their college level of education and become professionals someday. She is striving just to meet her children’s needs.

Elsa owns a sari-sari store business in their village. She has managed the business for five years. She sells a variety of goods like junk foods, bread, spices and drinks. Elsa is asking for a loan of PHP 30,000 to buy drinks and canned goods to sell.

Elsa dreams that someday her small sari-sari store will become a mini-grocery to increase her profits.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 355
    View loans »
    Philippines Loans Fundraising
  • $65,916,575
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Elsa to buy drinks and canned goods to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 23, 2013