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Mrs. Mao S. is 36 years old and earns $5 per day selling groceries from her house. Her husband, Mr. Hem Pov, is also 36 and works for a non-governmental organization (NGO), earning $3 per day. The couple has four young children, all of whom attend school. The family lives in Sthaney Village, Pursat Province.

They seek a loan of $1,100 to purchase fertilizer in bulk to resell for profit. The remainder of the loan will be used to buy additional inventory of groceries to sell. The loan will allow them to enhance their businesses and therefore add to their household income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,858,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Mao to purchase fertilizer in bulk to resell for profit.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 14, 2008
Jun 16, 2008
Currency Exchange Loss:
Feb 15, 2010