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Toji is a middle-aged man who is now 52 years old. He is married, has one child, and lives in a rural setting. His wife takes care of the household. He has been buying and selling small livestock for more than 20 years and knows all aspects of this business very well.

Toji also grows vegetables such as potatoes, carrots and onions for the family's own consumption. He gets everything he needs from his own garden and does not need to buy produce at the market.

Toji's only source of income is his animal husbandry business, and his earnings from this business are not bad.

Toji is planning to buy a few sheep. He will fatten them before the spring and then resell them for a profit. He is relying on Kiva's understanding and financial support and thanks this organization in advance.
View original language description ↓
Тоджи пожелой мужчина в возрасте 52 лет . Он проживает в посёлке. Тоджи женат, имеет одного ребёнка. Его жена занимаются домашним хозяйством. Тоджи более 20 лет занимается купля - продажей мелко рогатого скота. Он знает все преимущество этого бизнеса. Также он занимается выращиванием овощей такие как картофель, морковь и лук. Но эти овощи они выращивают для себя чтобы не покупать на рынке у них все со своего огорода. Основным и единственным доходом является выращивание скота который дает не плохой доход.
Тоджи планирует купить несколько овец и до весны откормить их и продать по выгодной цене. Очень надеется на финансовую поддержку и понимание от организации Кива и заранее благодарит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Toji to purchase sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 5, 2013
Currency Exchange Loss:
Jan 17, 2014