A loan of $400 helped to complete his house.


Martin's story

Martin is a new customer in this institution. He is single, aged 30 and planning to marry very soon. He is a carpenter and in the evening he uses a motorcycle to transport people so as to make extra income. He works six days a week and it is because of this hard work that he has been able to purchase land and start construction on a house. The purpose of this loan is to finish his house, part of it is for his domestic use and another part will be used for his business to generate income to service this loan. His biggest customers are local schools that order desks and the local people from his village. Martin started this business back in 2001 to improve his living standards, the same dream he still harbors. His future plan is to expand this business, and to bring as many youths who have that talent to exercise them and showcase their skills and abilities. This will in turn create jobs for many, and develop him and the country at large. In spite of this, Martin faces challenges in the cost of materials and limited capital but since he is an honest and hardworking fellow, these problems won't be permanent. In the photo is Martin, his future wife and the Ugafode staff member (left to right).



Loan details


Lenders and lending teams



Loan details