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Zoje is 46 years old and is married to her husband who was born legally blind. Together they have three children; two of them still attend high school.

Their family lives in the north-west part of Albania. While her husband has been receiving a very small amount of disability assistance, she has been taking care of her family and dairy cows at the same time. "This has been going on for 14 years now and I’ve gotten used to it. The first few years, it was extremely difficult because our children were very young and all in my family needed my care: husband, children and animals,” Zoje said laughing.

Zoje is now requesting a loan to expand the existing animal stable.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 10
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 102.9
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,450 helped Zoje to expand the existing animal stable.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 20, 2015