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Jarkynai is 22 years old. She is married and has two young daughters. She has been involved in raising livestock for the past three years (she started when she was 19). Animal farming is her family's main source of income. She started in this business with an initial sum of 10,000 som (KGS), which she used to buy two sheep.

Jarkynai's farming business is still not very big. Every month, it brings an income of close to 12,000 som (KGS). In order to further develop her business, Jarkynai has turned to Bai Tushum & Partners, and requested a loan of 30,000 som (KGS) for the purchase of livestock to be fattened and resold. She plans to invest the proceeds from her loan into the expansion of her farming business.
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Жаркынай 22 года. У Жаркынай с смужем 2 дочки. Жаркынайым на протяжении 3 лет с 19 лет занимается разведением скота, служащим основным источником дохода для ее семьи. Начав этот бизнес с суммы 10,000 сом, использованную на покупку 2 голововец, на сегодняшний день Жаркынайым имеет не большое хозяйство. Ежемесячный доход от хозяйства составляет сумму около 12,000 сом. В целях дальнейшего развития своего бизнеса, Жаркынайым обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку скота для откорма и перепродажи. Доходы от кредита Жаркынайым планирует вложить в увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Jarkynai to purchase livestock for future resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 5, 2013
Currency Exchange Loss:
Feb 17, 2014